.: Individual & Family
.: Group Health
.: Dental
.: Seniors
.: Life
.: Long Term Care
.: Annuities
.: Disability
.: Plan Documents &
   SPD's
.: BASIC Guru
.: BASIC Guru Demos
.: HR Portal
.: EasyAppsOnline

Group Health Insurance

We provide insurance to members of a formal group such as employees of a firm or members of an association. Group insurance is distinguished from individual insurance in which single policies are sold to one person at a time and from social insurance (e.g., unemployment insurance, social security), which is sponsored by the government.

What we can do for you

• Assist in providing your employees with the highest quality of benefits at the best price
• Design a plan with options so that each employee has the ability to tailor benefits to their needs and financial resources
• Give advice and guidance then let you make the decisions
• Implement your plan; from employee enrollment meetings & assistance, to plan documentation, annual financial reviews and plan results/recommendations.  
• Become your back room
• CONSERVE YOUR PREMIUM DOLLARS:  By analyzing the relationship of your ability to assume risk, and the current plan design's cost, it is not uncommon for us to reduce current plan expense & premium as much as 30%, while at the same time duplicating the current level of benefits.
  

Because every client is different, we work with you to design and implement cost-effective, practical and innovative benefit programs for your employees.